Welcome to The Key 🗝️ — A first-time home buyer's blog
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Can You Use Gift Money for a Down Payment? (Yes, But Read This First)
Jan 21, 2026
Money Matters
The Secret Power of the Home Inspection Contingency
Dec 31, 2025
Smart Moves
How to Find a Festive Neighborhood (For Holiday Lovers)
Dec 16, 2025
Smart Moves
Buying a House With Student Loans: What Actually Matters to Lenders
Dec 8, 2025
Money Matters
Closing Costs Made Simple: How Much They Are and How to Plan for Them
Nov 24, 2025
Buying Basics
Why a 50-Year Mortgage Isn’t Actually Affordable
Nov 9, 2025
Money Matters







